Using instead of owning – the Netflix mentality is producing profound change in the car and mobility market, too. In an increasingly urbanized world, car sharing, ride-hailing or vehicle subscriptions are becoming more popular, while the number of people who actually have their own car is dropping. Consequently, the number of vehicle fleet cars is growing and the number of private cars is shrinking. At the same time, vehicles in fleets must be able to flexibly support various new mobility offerings. The changed ownership conditions and dynamic usage concepts for fleet vehicles present fleet managers and insurance companies with new challenges when it comes to assessing and managing fleet risks. This is the starting point for the MTC's range of services for new mobility.